How much rent can I afford in the Netherlands?

Dutch landlords often ask for gross income of 3 to 4 times the basic rent. Enter your gross monthly salary to calculate a guideline. The calculator is free and requires no email address.

You can then let Dean monitor fresh listings within that budget.

Step 1 of 21/2

What is your gross monthly salary?

Use the fixed gross amount on your payslip, before tax.

Free · no email address · your salary is not stored

From a rent guideline to suitable rental matches.

Dean is rental search software. Save your location, maximum basic rent and preferences in a search profile. Dean then monitors fresh listings and emails suitable matches. Dean is not a landlord or letting agent and cannot guarantee a viewing, acceptance or home.

1

Set your search profile

Choose your location, maximum basic rent and main housing preferences.

2

Dean monitors fresh listings

New adverts are compared with the preferences in your profile.

3

Receive suitable matches

Fresh listings that fit your search profile arrive by email.

Amsterdam: Oost and De Pijp

20 neighbourhoods · €1,200 – €1,850

Apartment on Wibautstraat18 sec. ago

Wibautstraat 212

Oost, Amsterdam

€1,675 / month

61 m²1 bedroom
Respond

Atlas sends by email and WhatsApp

How gross income and basic rent are compared.

Landlords use different income factors. Divide gross monthly income by the factor stated in the advert. The calculator shows 3×, 3.5× and 4× and rounds every result down to €50.

Example at €3,000 gross

3× income€1,000 basic rent
3.5× income€850 basic rent
4× income€750 basic rent
Every result is rounded down to €50
1

Gross monthly income

Fixed salary before payroll tax and contributions. Use the gross figure shown on your payslip.

2

Basic rent

Rent for use of the home, excluding service charges, energy advances, internet or a parking space.

3

Service charges

Costs on top of basic rent. They are usually outside the income formula but remain part of your monthly costs.

What counts when your income is less straightforward?

The provider decides which income and documents count. Always check the conditions attached to the advert.

01

Partner income

The calculator adds both incomes in full. A landlord may count the second income in full, in part or not at all.

02

Temporary employment

A fixed-term contract may be accepted. An employer's declaration or letter of intent may be required.

03

Self-employed income

Landlords often request annual accounts, tax returns or an income statement covering one or more years.

04

Pension and benefits

Structural pension income may count. Providers use different rules for benefits, maintenance payments and assets.

An income requirement is not the same as the legal rent.

One check concerns the renter; the other concerns the home. Keep them separate when reviewing an advert.

The provider's income check

A landlord uses income and supporting documents to assess an application. The income factor does not determine the rent legally allowed for the home.

Rent under the WWS

The Dutch housing valuation system uses the home's features and points. It helps assess which basic rent fits the specific property.

Use the Rent Check

Price boundaries for independent homes in 2026

2026 price level · checked 11 August 2026

Social rent

Up to and including €932.93

Regulated rent up to the liberalisation threshold.

Middle-sector rent

€932.94 to €1,228.07

Regulated rent for homes within the middle-sector points range.

Free sector

From 187 points

Initial rent is unregulated when the home has enough WWS points.

Compare your rent guideline across five major rental cities.

Each city guide shows a dated asking-rent snapshot, residential areas and practical search routes. Use the calculator result as a limit, not as a guarantee that a provider will accept an application.

Frequently asked questions about income and rent

No. There is no general income factor for every Dutch rental. The provider sets its own income and document conditions within applicable rules.

Enter your fixed gross monthly salary: the amount before payroll tax and contributions. Do not use the net amount received in your bank account.

This calculator counts the second income in full. The provider may use a different calculation and decides which supporting documents are required.

Sometimes, especially when these amounts are fixed and evidenced. Check which income components the provider accepts before responding.

Possibly, but the assessment differs. A provider may request an employer's declaration, annual accounts, tax returns, an income statement or pension overview.

Providers usually compare income with basic rent. You still pay service charges and other fixed monthly costs, so include them in your own budget.

No. This calculator works from income. The Rent Check uses WWS points to assess the rent of a specific home.

Your salary and partner choice remain in your browser while calculating. Only the rounded maximum basic rent is passed when you open Dean. Dean compares fresh listings with your search profile but does not decide whether a provider will accept you.

Start before the next suitable rental goes online.

Set your location, rent and preferences. Dean then tracks fresh listings and emails you when a suitable home is ready.

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